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Have you heard the news?  California is a judicial foreclosure state?  

Okay, so it’s not like it’s official… yet.  But, I’m going to go ahead call it early.  It’s like Oregon, Nevada, Hawaii, and the other states that have passed state laws related to foreclosure that we all might have seen were guaranteed to transform non-judicial states into de facto judicial foreclosure states, even though that didn’t appear on the surface to be the case.

Depending on who you listen to, things are looking better in the economy and some are now saying that the Foreclosure Crisis is Over. Less houses are being foreclosed on now as compared to one year ago, yet Millions of people still face debt and are still struggling to keep up with their mortgage payments.

We receive calls every day from people asking advice for different Ways to Stop Foreclosure. Many of our clients fell Behind on Mortgage Payments when the economy crashed. There were millions of job losses and billions of dollars in lost equity from homeowners who were paying loans much higher than the value of the house.

Aaron Swartz' alleged suicide two weeks ago remains a thorn in the side of those who care about freedoms guaranteed by fundamental Constutitional rights. This seems - in light of the flagrant and unimpeachable frauds - almost quaint.

Everyone knows by now there is no longer any national credibility, much less accountability in the United States of America.

The truth has been relegated to "conspiracy theory" status, investigative journalists holding onto their jobs for dear life, while others have packed up and gone rogue, posting online in the blogophere.

Steve Dibert, MFI-Miami

“The use of Facebook is a cherry atop the harassment dessert,”

-Florida Consumer Lawyer Billy Howard

"Hi! You may not remember me but we met at the bar a few weeks ago. Oh and by the way I'm a bill collector."

Debt Collectors are now using social media sites like Facebook to get you pay your debts and they are using some pretty innovative ways to get you to disclose information.  One common practice is to set up fake accounts using pictures of internet models to con you into becoming friends.  When you become friends, they immediately send you messages through Facebook tell you to contact, “Mr. Smith about your debt”.

Kentucky Atty. Gen. Jack Conway announced that his office filed a lawsuit today in Franklin Circuit Court against MERS for violating Kentucky law.

In the lawsuit, he alleges that MERS violated Kentucky law by not recording mortgage assignments with the County Clerk's offices when mortgages were sold or transferred from one bank to another.