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Martin Andelman

Martin Andelman

Martin Andelman started writing the blog, Mandelman Matters, in the latter part of 2008 and to-date has published over 650 in-depth articles that have been read by millions all over the country. Martin has been a professional business writer for twenty years and is known for his ability to make complex subjects easy to understand… for never pulling punches, and… well, people say he’s funny.

Martin is one of the country’s most outspoken advocates for the rights of homeowners caught up in today’s economic crisis. He is also a staff writer for The Niche Report magazine, where in addition to writing 3-4 cover stories a year, his monthly column, Bringing Up the Rear, found on the very last page, has become one of the most popular and controversial in the magazine.

Prior to devoting his time to writing Mandelman Matters, Martin spent 20 years as the CEO of his own strategic communications consulting firm, The 4th Floor LLC, and has worked for senior management at JPMorgan, Merrill Lynch, Nationwide, AXA Equitable, Arthur J. Gallagher, Bain & Company, and numerous other professional service firms and Fortune 500 companies. Martin has in-depth expertise in areas including accounting, insurance, financial services and health care, and often writes on new legislation, and decisions by the courts.

Last year Martin was a speaker at the American Bar Association’s Conference on Consumer Financial Services, and the 9th Circuit Judicial Conference, and on both occasions he was asked to speak on the origins and implications of today’s foreclosure crisis.

Martin majored in Economics as an undergraduate, and is alumnus of Pepperdine University’s Presidential MBA Program. He also completed the graduate studies Masters program in Market Research at the University of Missouri at Kansas City, Block School of Business. He lives in Fullerton, California, with his wife and daughter.

January 30, 2013

For immediate release

Information received since the Federal Open Market Committee met in December suggests that growth in economic activity paused in recent months, in large part because of weather-related disruptions and other transitory factors.

Damn that weather… and other transitory factors.  It’s just killing our economic recovery.  At least the ongoing foreclosure filings and repossessions still aren’t a problem.

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Have you heard the news?  California is a judicial foreclosure state?  

 

Okay, so it’s not like it’s official… yet.  But, I’m going to go ahead call it early.  It’s like Oregon, Nevada, Hawaii, and the other states that have passed state laws related to foreclosure that we all might have seen were guaranteed to transform non-judicial states into de facto judicial foreclosure states, even though that didn’t appear on the surface to be the case.

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Have you been told or have you read about any of these things lately?

Banks don’t lend money?

Bank’s monetize a borrower’s credit?

You don’t have to pay your mortgage payments and banks can’t foreclose?

There is really never ever any money involved in you getting a mortgage and buying a home?

If you don’t repay the loan, no one is actually harmed?

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 by David Cameron Carr

Bar Defense & Ethics Attorney and former State Bar Prosecutor for 12 Years

Runaway Train: Civil Code Section 2944.7 and the CA State Bar

For the second time in the last two years, the Review Department of the State Bar Court has issued a published decision, i.e. a decision that it citeable precedent in the Court, where attorney discipline cases are adjudicated. Strangely, more than month after filing, it still is not listed among recent published cases on the State Bar Court’s website. The name of the case is In the Matter of Swazi Taylor. You can find the decision here and on Westlaw (2012 WL 5489045).

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If you want to join the crowd whining over the cancellation of the OCC’s Independent Foreclosure Review (“IFR”) Process, go ahead.  Last time I checked it’s still at least a quasi-free country in which you have the God given right to whine, I suppose, but why anyone is whining about the cancellation of this New Coke-on-steroids type of idea is frankly way beyond me, almost like some sort of giant delayed reaction.

 

Next let’s all get all outraged over what caused the credit markets to seize up in 2007.

 

Watching to the media jump all over the OCC’s abrupt cancellation of the Independent Foreclosure Review, first armed with wild innuendo as they went after the banks for the crime of the settlement, and today, begrudgingly shifting the focus to the OCC, like disappointed children that it’s turning out to just be another major government failure of thought.

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