Bank of America shame on you! Since you took over my loan from the failed Taylor Bean & Whitaker my life has been in loan mod hell. Even though you tell us that you are here to help I honestly think that all you have done is stall, lose paper work and as of yesterday I was informed that you updated your computer system, losing all my information.
You were showing my monthly income as $9,000 per month with expense of $940. which was for child support. PS. I have no children. I spent another 2 hours on the phone updating my information. I have email Ken D. Lewis, Barbara J. Desoer, Dan B. Frahm, Deanne Martin, Ken Scheller, Mary Ellen Baker, Liam E. Mcgee, Colleen Haggert. I received a call from a Theresa Chula to fax over paper work.
I have been assigned three different negotiator. Tramo Morris, Ceasar Romos and last but not least Marchellio Riley. I have submitted paper showing my income has decrease in the past year and was hoping to get a HAMP but all I got was my percentage dropped on my FHA from 7% to 5.375%.
The effect this had on my payment was under $200. Now I can't even get in touch with Mr. Riley to ask some question. I feel that your people are using scared tactics to make me fill our the paper work that was sent to me. It is due back on 12/9/09. Yesterday I was told twice that if I refused the Modification that you would start foreclosure procedures.
So do I take what you have offered to try and keep my home? But will most likely be in the same boat six month down the line for do you think that we could work on a better offer? But if that offer was made based on you thinking my income was $9,000 per month what other options are available to me?
Gee, I don't know because I can't get in touch with my negotiator to ask any questions. He seems not to be available!!!! How convenient. So shame on you Bank of America for not helping the average taxpayer who by the way help to bail you out of your problems